Credit Lines
for AI Agents
Agents borrow USDC, pay for services via x402, and build on-chain reputation.
The financial infrastructure for agentic commerce. Collateral → Credit → Payments → Reputation.
Why BNB Chain
Instant finality, gas-light UX, EVM compatibility
Users focus on actions, not gas. Perfect for autonomous agents.
Low latency for credit decisions and automated strategies.
Seamless integration with existing tooling and wallets.
How Agents Pay for Services
HTTP 402 "Payment Required" — agents use their credit lines to pay for APIs, data, and services on-chain.
Full Credit Stack for Agents
Collateral → Borrow → Pay → Build reputation → Better rates
x402 Native
On-chain payment receipts for HTTP 402 flows. Agents pay, servers verify, content delivered.
Credit Lines
Agents borrow USDC against collateral. Pre-configured limits, no human approval needed.
On-Chain Reputation
Credit score based on repayment history. Better score = better terms.
Flash Loans
Zero-collateral loans for arbitrage. 0.09% fee, same-transaction repayment.
Gradual Deleveraging
No sudden liquidations. Positions unwound gradually, protecting from MEV.
LP Yield
Provide liquidity, earn yield. Simple vault mechanics for automated strategies.
x402 Payment Flow
How agents pay for services
Agent Requests Service
GET /api/premium-data → Server returns HTTP 402 Payment Required with price.
x402 Payment
Agent calls x402Receipt.record() with payment details. On-chain proof created.
Service Delivered
Server verifies receipt on-chain, delivers content. Reputation updated.